Mountain Credit Branch, Hazard (Kentucky) 41702, Highway 15 South
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##Szablon_SPECDESC##
Mountain Credit Branch, Hazard (Kentucky) 41702, Highway 15 South
Name (Branch)): Mountain Credit Branch
Address(Branch): Highway 15 South
Zip Code (Branch): 41702
City (Reported)(Branch): Hazard
County Name (Branch): Perry
State Name (Branch): Kentucky
Address(Branch): Highway 15 South
Zip Code (Branch): 41702
City (Reported)(Branch): Hazard
County Name (Branch): Perry
State Name (Branch): Kentucky
Institution Name: WHITAKER BANK NATIONAL ASSN
Address (Institution): P. O. Box 55439
Zip Code (Institution): 40505
Institution Headquarters, City: Lexington
County Name(Institution): Fayette
State Name (Institution Headquarters): Kentucky
Address (Institution): P. O. Box 55439
Zip Code (Institution): 40505
Institution Headquarters, City: Lexington
County Name(Institution): Fayette
State Name (Institution Headquarters): Kentucky
Total Assets: 545,363,000 USD (Five Hundred and Fourty-Five Million Three Hundred and Sixty-Three Thousand $)
Total Domestic Deposits: 449,632,000 USD (Four Hundred and Fourty-Nine Million Six Hundred and Thirty-Two Thousand $)
Total Domestic Deposits for the institutions: 0 USD (zero $)
Deposits (Branch) (in thousand of dollars): 13,567,000 USD (Thirteen Million Five Hundred and Sixty-Seven Thousand $)
Industry Specialization Description: COMMERCIAL LENDING
Total Domestic Deposits: 449,632,000 USD (Four Hundred and Fourty-Nine Million Six Hundred and Thirty-Two Thousand $)
Total Domestic Deposits for the institutions: 0 USD (zero $)
Deposits (Branch) (in thousand of dollars): 13,567,000 USD (Thirteen Million Five Hundred and Sixty-Seven Thousand $)
Industry Specialization Description: COMMERCIAL LENDING
Paris Pike Drive Branch (Whitaker Bank, National Association)
2311 Paris Pike Drive
40505 Lexington
Kentucky (Fayette)
38,176,000 USD (Thirty-Eight Million One Hundred and Seventy-Six Thousand $)
2311 Paris Pike Drive
40505 Lexington
Kentucky (Fayette)
38,176,000 USD (Thirty-Eight Million One Hundred and Seventy-Six Thousand $)
Wal-Mart Supercenter Branch (Kentucky Trust Bank)
1701 North Main Street
42320 Beaver Dam
Kentucky (Ohio)
954,000 USD (Nine Hundred and Fifty-Four Thousand $)
1701 North Main Street
42320 Beaver Dam
Kentucky (Ohio)
954,000 USD (Nine Hundred and Fifty-Four Thousand $)
Greenville Branch (The First National Bank of Central City)
401 North Main Street
42345 Greenville
Kentucky (Muhlenberg)
14,591,000 USD (Fourteen Million Five Hundred and Ninety-One Thousand $)
401 North Main Street
42345 Greenville
Kentucky (Muhlenberg)
14,591,000 USD (Fourteen Million Five Hundred and Ninety-One Thousand $)
Hwy 54 Branch (Branch Banking and Trust Company)
2910 Hwy 54
42303 Owensboro
Kentucky (Daviess)
3,939,000 USD (Three Million Nine Hundred and Thirty-Nine Thousand $)
2910 Hwy 54
42303 Owensboro
Kentucky (Daviess)
3,939,000 USD (Three Million Nine Hundred and Thirty-Nine Thousand $)
Plainview Branch (Branch Banking and Trust Company)
9711 Linn Station Road
40223 Louisville
Kentucky (Jefferson)
7,430,000 USD (Seven Million Four Hundred and Thirty Thousand $)
9711 Linn Station Road
40223 Louisville
Kentucky (Jefferson)
7,430,000 USD (Seven Million Four Hundred and Thirty Thousand $)
Hawesville Branch (Independence Bank of Kentucky)
225 Hawes Road
42348 Hawesville
Kentucky (Hancock)
12,612,000 USD (Twelve Million Six Hundred and Twelve Thousand $)
225 Hawes Road
42348 Hawesville
Kentucky (Hancock)
12,612,000 USD (Twelve Million Six Hundred and Twelve Thousand $)
Williamsburg Corbin Branch (Community Trust Bank, Inc.)
678 U.S. 25 W
40701 Corbin
Kentucky (Laurel)
7,494,000 USD (Seven Million Four Hundred and Ninety-Four Thousand $)
678 U.S. 25 W
40701 Corbin
Kentucky (Laurel)
7,494,000 USD (Seven Million Four Hundred and Ninety-Four Thousand $)
New Hartford Branch (Old National Bank)
801 E 25th St
42303 Owensboro
Kentucky (Daviess)
47,031,000 USD (Fourty-Seven Million Thirty-One Thousand $)
801 E 25th St
42303 Owensboro
Kentucky (Daviess)
47,031,000 USD (Fourty-Seven Million Thirty-One Thousand $)
Mt. Washington Winn Dixie Branch (U.S. Bank National Association)
205 Oakbrooke Drive
40047 Mount Washington
Kentucky (Bullitt)
1,968,000 USD (One Million Nine Hundred and Sixty-Eight Thousand $)
205 Oakbrooke Drive
40047 Mount Washington
Kentucky (Bullitt)
1,968,000 USD (One Million Nine Hundred and Sixty-Eight Thousand $)
Reynolds Road Meijer Branch (U.S. Bank National Association)
399 West Reynolds Road
40503 Lexington
Kentucky (Fayette)
1,498,000 USD (One Million Four Hundred and Ninety-Eight Thousand $)
399 West Reynolds Road
40503 Lexington
Kentucky (Fayette)
1,498,000 USD (One Million Four Hundred and Ninety-Eight Thousand $)
Highland Branch (Stock Yards Bank & Trust Company)
2440 Bardstown Road
40205 Louisville
Kentucky (Jefferson)
10,963,000 USD (Ten Million Nine Hundred and Sixty-Three Thousand $)
2440 Bardstown Road
40205 Louisville
Kentucky (Jefferson)
10,963,000 USD (Ten Million Nine Hundred and Sixty-Three Thousand $)
Fairview Branch (The Farmers National Bank of Scottsville)
948 Fairview Avenue
42103 Bowling Green
Kentucky (Warren)
10,538,000 USD (Ten Million Five Hundred and Thirty-Eight Thousand $)
948 Fairview Avenue
42103 Bowling Green
Kentucky (Warren)
10,538,000 USD (Ten Million Five Hundred and Thirty-Eight Thousand $)
United Community Bank Of West Kentucky, Inc. (United Community Bank of West Kentucky, Inc.)
225 North Morgan Street
42437 Morganfield
Kentucky (Union)
32,350,000 USD (Thirty-Two Million Three Hundred and Fifty Thousand $)
225 North Morgan Street
42437 Morganfield
Kentucky (Union)
32,350,000 USD (Thirty-Two Million Three Hundred and Fifty Thousand $)
626 Campbellsville Road Branch (The Casey County Bank, Inc.)
626 Campbellvile Road
42539 Liberty
Kentucky (Casey)
0 USD (zero $)
626 Campbellvile Road
42539 Liberty
Kentucky (Casey)
0 USD (zero $)
Lakota Branch (Bank of Cadiz and Trust Company)
106 Lakota Drive
42211 Cadiz
Kentucky (Trigg)
7,456,000 USD (Seven Million Four Hundred and Fifty-Six Thousand $)
106 Lakota Drive
42211 Cadiz
Kentucky (Trigg)
7,456,000 USD (Seven Million Four Hundred and Fifty-Six Thousand $)
Carrollton Branch (The Farmers Bank of Milton)
1935 Highway 227
41008 Carrollton
Kentucky (Carroll)
7,798,000 USD (Seven Million Seven Hundred and Ninety-Eight Thousand $)
1935 Highway 227
41008 Carrollton
Kentucky (Carroll)
7,798,000 USD (Seven Million Seven Hundred and Ninety-Eight Thousand $)
Lyon County Branch (Fredonia Valley Bank)
226 Commerce Street
42038 Eddyville
Kentucky (Lyon)
14,753,000 USD (Fourteen Million Seven Hundred and Fifty-Three Thousand $)
226 Commerce Street
42038 Eddyville
Kentucky (Lyon)
14,753,000 USD (Fourteen Million Seven Hundred and Fifty-Three Thousand $)
Richmond Clay Drive Branch (Community Trust Bank, Inc.)
125 Clay Drive
40403 Berea
Kentucky (Madison)
1,068,000 USD (One Million Sixty-Eight Thousand $)
125 Clay Drive
40403 Berea
Kentucky (Madison)
1,068,000 USD (One Million Sixty-Eight Thousand $)
Science Hill Branch (Cumberland Valley National Bank & Trust Company)
5775 North Highway 27, Suite
42553 Science Hill
Kentucky (Pulaski)
4,578,000 USD (Four Million Five Hundred and Seventy-Eight Thousand $)
5775 North Highway 27, Suite
42553 Science Hill
Kentucky (Pulaski)
4,578,000 USD (Four Million Five Hundred and Seventy-Eight Thousand $)
Science Hill Branch (The Citizens National Bank of Somerset)
110 West Highway 635
42553 Science Hill
Kentucky (Pulaski)
11,341,000 USD (Eleven Million Three Hundred and Fourty-One Thousand $)
110 West Highway 635
42553 Science Hill
Kentucky (Pulaski)
11,341,000 USD (Eleven Million Three Hundred and Fourty-One Thousand $)
Peoples Express Bank & Merchant Cent Branch (Peoples Bank & Trust Company of Hazard)
131 Citizens Lane
41702 Hazard
Kentucky (Perry)
6,321,000 USD (Six Million Three Hundred and Twenty-One Thousand $)
131 Citizens Lane
41702 Hazard
Kentucky (Perry)
6,321,000 USD (Six Million Three Hundred and Twenty-One Thousand $)
479 Main St. (First Federal Savings and Loan Association)
479 Main St.
41701 Hazard
Kentucky (Perry)
104,784,000 USD (One Hundred and Four Million Seven Hundred and Eigthy-Four Thousand $)
479 Main St.
41701 Hazard
Kentucky (Perry)
104,784,000 USD (One Hundred and Four Million Seven Hundred and Eigthy-Four Thousand $)
Atrium Village Branch (Farmers and Merchants Bank)
4730 Atrium Court
21117 Owings Mills
Maryland (Baltimore)
1,491,000 USD (One Million Four Hundred and Ninety-One Thousand $)
4730 Atrium Court
21117 Owings Mills
Maryland (Baltimore)
1,491,000 USD (One Million Four Hundred and Ninety-One Thousand $)
Englewood Branch (Tarpon Coast National Bank)
211 South Indiana Avenue
34223 Englewood
Florida (Sarasota)
13,529,000 USD (Thirteen Million Five Hundred and Twenty-Nine Thousand $)
211 South Indiana Avenue
34223 Englewood
Florida (Sarasota)
13,529,000 USD (Thirteen Million Five Hundred and Twenty-Nine Thousand $)
Main Street Branch (Crescent State Bank)
315 East Main Street
27520 Clayton
North Carolina (Johnston)
11,706,000 USD (Eleven Million Seven Hundred and Six Thousand $)
315 East Main Street
27520 Clayton
North Carolina (Johnston)
11,706,000 USD (Eleven Million Seven Hundred and Six Thousand $)
Kimberling City Branch (Peoples Bank of the Ozarks)
11892 State Hwy 13
65686 Kimberling City
Missouri (Stone)
12,238,000 USD (Twelve Million Two Hundred and Thirty-Eight Thousand $)
11892 State Hwy 13
65686 Kimberling City
Missouri (Stone)
12,238,000 USD (Twelve Million Two Hundred and Thirty-Eight Thousand $)
Monticello Branch (State Bank & Trust Company)
332 Broad Street
39654 Monticello
Mississippi (Lawrence)
14,097,000 USD (Fourteen Million Ninety-Seven Thousand $)
332 Broad Street
39654 Monticello
Mississippi (Lawrence)
14,097,000 USD (Fourteen Million Ninety-Seven Thousand $)
Chesterfield Valley Branch (Bank Midwest, National Association)
169 Long Road
63005 Chesterfield
Missouri (St. Louis)
21,584,000 USD (Twenty-One Million Five Hundred and Eigthy-Four Thousand $)
169 Long Road
63005 Chesterfield
Missouri (St. Louis)
21,584,000 USD (Twenty-One Million Five Hundred and Eigthy-Four Thousand $)
Franconia Shoppers Branch (Provident Bank of Maryland)
7005 Manchester Lakes Boulev
22310 Franconia
Virginia (Alexandria (City))
3,878,000 USD (Three Million Eight Hundred and Seventy-Eight Thousand $)
7005 Manchester Lakes Boulev
22310 Franconia
Virginia (Alexandria (City))
3,878,000 USD (Three Million Eight Hundred and Seventy-Eight Thousand $)
Independence Township Branch (Clarkston State Bank)
7763 Ortonville Road
48346 Independence
Michigan (Oakland)
2,221,000 USD (Two Million Two Hundred and Twenty-One Thousand $)
7763 Ortonville Road
48346 Independence
Michigan (Oakland)
2,221,000 USD (Two Million Two Hundred and Twenty-One Thousand $)
Boca Polo Club Shoppes Branch (SunTrust Bank)
5030 Champion Boulevard
33496 Boca Raton
Florida (Palm Beach)
14,641,000 USD (Fourteen Million Six Hundred and Fourty-One Thousand $)
5030 Champion Boulevard
33496 Boca Raton
Florida (Palm Beach)
14,641,000 USD (Fourteen Million Six Hundred and Fourty-One Thousand $)
Quince Orchard Safeway Branch (SunTrust Bank)
12251 Darnestown Road
20878 Gaithersburg
Maryland (Montgomery)
3,924,000 USD (Three Million Nine Hundred and Twenty-Four Thousand $)
12251 Darnestown Road
20878 Gaithersburg
Maryland (Montgomery)
3,924,000 USD (Three Million Nine Hundred and Twenty-Four Thousand $)
Original information:
# FDIC Certificate Number: 32912
# FRB ID Number: 1445943.00000000
# OTS Docket Number: 9278.00000000
# Institution Name: WHITAKER BANK NATIONAL ASSN
# Institution Name: Whitaker Bank, National Association
# FRB ID Number (Band Holding Company): 1966671.00000000
# Name of regulatory high hold (BHC): WHITAKER BANK CORPORATION OF KENTUCKY
# Multi-Bank Holding Company flag: 1.00000000
# No Bank Holding Company flag: 0.00000000
# One Bank Holding Company flag: 0.00000000
# State Code(BHC): KY
# City (Bank Holding Company): LEXINGTON
# Unit Bank flag: 0.00000000
# Primary Federal Regulator: OCC
# Primary Insurance Fund: BIF
# OAKAR flag: 0.00000000
# Charter Agent Code: OCC
# Charter Agent Name: Comptroller of the Currency
# FRB District Number: 4.00000000
# Institution Class: N
# Class Number: 3
# QBP Region Number: 3.00000000
# QBP Region Name: Central
# FDIC Region Number: 9
# FDIC Region Name: Chicago
# Federal Reserve District Name: Cleveland
# OCC District Number: 3
# OCC Region Name: Central District
# OTS Region Name: Central
# OTS Region Number: 3.00000000
# State Code: KY
# State Name (Institution Headquarters): Kentucky
# State Number (Institution): 21
# County Name(Institution): Fayette
# County Number (Institution): 67.00000000
# State and County Number (Institution): 21067.00000000
# Institution Headquarters, City: Lexington
# Institution Headquarters, City (USPS): Lexington
# Address (Institution): P. O. Box 55439
# Zip Code (Institution): 40505
# Place Code Number: 0.00000000
# FIPS CMSA Code (Main Office): 0
# MSA Code (Institution): 0
# FIPS Country Name: United States
# New Brick and Mortar flag: 0.00000000
# Federal Charter flag: 1.00000000
# State Charter flag: 0.00000000
# TFR Report flag: 0.00000000
# Call Report flag: 1.00000000
# Insured Commercial Bank flag: 1.00000000
# Insured Savings Institution flag: 0.00000000
# Insured Institution flag: 1.00000000
# Insured FDIC flag: 1.00000000
# Escrow Accounts (TFR): 0.00000000
# International Banking Act entity flag: 0.00000000
# U.S. branches of foreign institutions flag: 0.00000000
# SASSER flag: 0.00000000
# Demand Deposit in Insured Branches: 0.00000000
# Time and Saving Deposit in Insured Branches: 0.00000000
# Total Domestic Deposits for the institutions: 0.00000000
# Total Domestic Deposits: 449632.00000000
# Deposits (Branch) (in thousand of dollars): 13567.00000000
# Total Assets: 545363.00000000
# Assets Size Indicator: 6.00000000
# Assets 100M to 300M flag: 0.00000000
# Assets Over 10B flag: 0.00000000
# Assets 1B to 3B flag: 0.00000000
# Assets Under 25M flag: 0.00000000
# Assets 25M to 50M flag: 0.00000000
# Assets 300M to 500M flag: 0.00000000
# Assets 3B to 10B flag: 0.00000000
# Assets 500M to 1B flag: 1.00000000
# Assets 50M to 100M flag: 0.00000000
# CENCODES C,E,N, or M: E
# Branch Domicile Indicator: 1.00000000
# SOD Region Book Number: 3
# Domestic Institution flag: 1.00000000
# Office Number: 18
# Office Type: OO
# Main Office Designation flag: 0.00000000
# Branch Designation flag: 1.00000000
# Unique Identification Number (Branch): 360841.00000000
# Name (Branch)): Mountain Credit Branch
# State Code (Branch): KY
# State Name (Branch): Kentucky
# State Number (Branch): 21
# County Name (Branch): Perry
# Country Number (Branch): 193.00000000
# State and County Number (Branch): 21193
# City (Reported)(Branch): Hazard
# City (USPS)(Branch): Hazard
# Address(Branch): Highway 15 South
# Zip Code (Branch): 41702
# FIPS CMSA Code (Branch): 0
# MSA Code (Branch): 0
# FIPS Country Name (Branch): United States
# Branch Service Type: 11
# Consol/Estimated/Non-Dep: 1
# FDIC Region Number Branch): 9
# FDIC Region Name (Branch): Chicago
# Call Report flag (Branch): 1.00000000
# TFR Report flag (Branch): 0.00000000
# Report Date: 0000-00-00 00:00:00
# Report Date (YYMMDD): 2003-06-30
# Report Date (YYMM): 2020-03-06
# Data Source Identifier: SIMS_O
# GEO_Census_Block_Group: 21193970600
# Combined Statistical Areas (Institution): 0
# Core Based Statistical Areas (Institution): 0
# Metropolitan Statistical Areas (Branch): 0
# Combined Statistical Areas (Branch): 0
# Core Based Statistical Areas (Branch): 0
# Metropolitan Divisions Flag (Branch): 0
# Metropolitan Divisions Flag (Branch): 0
# Micropolitan Divisions Flag (Branch): 0
# Metropolitan Statistical Areas (Institution): 0
# Metropolitan Divisions Flag (Institution): 0
# Metropolitan Divisions Flag (Institution): 1
# Micropolitan Divisions Flag (Institution): 0
# Industry Specialization Group: 4.00000000
# Industry Specialization Description: COMMERCIAL LENDING
# New England County Metro Areas (Branch): 0.00000000
# New England County Metro Areas (Institution): 0.00000000
# FDIC Certificate Number: 32912
# FRB ID Number: 1445943.00000000
# OTS Docket Number: 9278.00000000
# Institution Name: WHITAKER BANK NATIONAL ASSN
# Institution Name: Whitaker Bank, National Association
# FRB ID Number (Band Holding Company): 1966671.00000000
# Name of regulatory high hold (BHC): WHITAKER BANK CORPORATION OF KENTUCKY
# Multi-Bank Holding Company flag: 1.00000000
# No Bank Holding Company flag: 0.00000000
# One Bank Holding Company flag: 0.00000000
# State Code(BHC): KY
# City (Bank Holding Company): LEXINGTON
# Unit Bank flag: 0.00000000
# Primary Federal Regulator: OCC
# Primary Insurance Fund: BIF
# OAKAR flag: 0.00000000
# Charter Agent Code: OCC
# Charter Agent Name: Comptroller of the Currency
# FRB District Number: 4.00000000
# Institution Class: N
# Class Number: 3
# QBP Region Number: 3.00000000
# QBP Region Name: Central
# FDIC Region Number: 9
# FDIC Region Name: Chicago
# Federal Reserve District Name: Cleveland
# OCC District Number: 3
# OCC Region Name: Central District
# OTS Region Name: Central
# OTS Region Number: 3.00000000
# State Code: KY
# State Name (Institution Headquarters): Kentucky
# State Number (Institution): 21
# County Name(Institution): Fayette
# County Number (Institution): 67.00000000
# State and County Number (Institution): 21067.00000000
# Institution Headquarters, City: Lexington
# Institution Headquarters, City (USPS): Lexington
# Address (Institution): P. O. Box 55439
# Zip Code (Institution): 40505
# Place Code Number: 0.00000000
# FIPS CMSA Code (Main Office): 0
# MSA Code (Institution): 0
# FIPS Country Name: United States
# New Brick and Mortar flag: 0.00000000
# Federal Charter flag: 1.00000000
# State Charter flag: 0.00000000
# TFR Report flag: 0.00000000
# Call Report flag: 1.00000000
# Insured Commercial Bank flag: 1.00000000
# Insured Savings Institution flag: 0.00000000
# Insured Institution flag: 1.00000000
# Insured FDIC flag: 1.00000000
# Escrow Accounts (TFR): 0.00000000
# International Banking Act entity flag: 0.00000000
# U.S. branches of foreign institutions flag: 0.00000000
# SASSER flag: 0.00000000
# Demand Deposit in Insured Branches: 0.00000000
# Time and Saving Deposit in Insured Branches: 0.00000000
# Total Domestic Deposits for the institutions: 0.00000000
# Total Domestic Deposits: 449632.00000000
# Deposits (Branch) (in thousand of dollars): 13567.00000000
# Total Assets: 545363.00000000
# Assets Size Indicator: 6.00000000
# Assets 100M to 300M flag: 0.00000000
# Assets Over 10B flag: 0.00000000
# Assets 1B to 3B flag: 0.00000000
# Assets Under 25M flag: 0.00000000
# Assets 25M to 50M flag: 0.00000000
# Assets 300M to 500M flag: 0.00000000
# Assets 3B to 10B flag: 0.00000000
# Assets 500M to 1B flag: 1.00000000
# Assets 50M to 100M flag: 0.00000000
# CENCODES C,E,N, or M: E
# Branch Domicile Indicator: 1.00000000
# SOD Region Book Number: 3
# Domestic Institution flag: 1.00000000
# Office Number: 18
# Office Type: OO
# Main Office Designation flag: 0.00000000
# Branch Designation flag: 1.00000000
# Unique Identification Number (Branch): 360841.00000000
# Name (Branch)): Mountain Credit Branch
# State Code (Branch): KY
# State Name (Branch): Kentucky
# State Number (Branch): 21
# County Name (Branch): Perry
# Country Number (Branch): 193.00000000
# State and County Number (Branch): 21193
# City (Reported)(Branch): Hazard
# City (USPS)(Branch): Hazard
# Address(Branch): Highway 15 South
# Zip Code (Branch): 41702
# FIPS CMSA Code (Branch): 0
# MSA Code (Branch): 0
# FIPS Country Name (Branch): United States
# Branch Service Type: 11
# Consol/Estimated/Non-Dep: 1
# FDIC Region Number Branch): 9
# FDIC Region Name (Branch): Chicago
# Call Report flag (Branch): 1.00000000
# TFR Report flag (Branch): 0.00000000
# Report Date: 0000-00-00 00:00:00
# Report Date (YYMMDD): 2003-06-30
# Report Date (YYMM): 2020-03-06
# Data Source Identifier: SIMS_O
# GEO_Census_Block_Group: 21193970600
# Combined Statistical Areas (Institution): 0
# Core Based Statistical Areas (Institution): 0
# Metropolitan Statistical Areas (Branch): 0
# Combined Statistical Areas (Branch): 0
# Core Based Statistical Areas (Branch): 0
# Metropolitan Divisions Flag (Branch): 0
# Metropolitan Divisions Flag (Branch): 0
# Micropolitan Divisions Flag (Branch): 0
# Metropolitan Statistical Areas (Institution): 0
# Metropolitan Divisions Flag (Institution): 0
# Metropolitan Divisions Flag (Institution): 1
# Micropolitan Divisions Flag (Institution): 0
# Industry Specialization Group: 4.00000000
# Industry Specialization Description: COMMERCIAL LENDING
# New England County Metro Areas (Branch): 0.00000000
# New England County Metro Areas (Institution): 0.00000000