Port Allegany Branch, Port Allegany (Pennsylvania) 16743, Maple and Willow Streets
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##Szablon_SPECDESC##
- (15)
- AGRICULTURAL (4296)
- ALL OTHER < $1 BILLION (5281)
- ALL OTHER > $1 BILLION (14423)
- COMMERCIAL LENDING (47138)
- CONSUMER LENDING (2036)
- CREDIT-CARD (164)
- INTERNATIONAL (1234)
- MORTGAGE LENDING (11905)
- OTHER < $1 BILLION (1296)
Port Allegany Branch, Port Allegany (Pennsylvania) 16743, Maple and Willow Streets
Name (Branch)): Port Allegany Branch
Address(Branch): Maple and Willow Streets
Zip Code (Branch): 16743
City (Reported)(Branch): Port Allegany
County Name (Branch): McKean
State Name (Branch): Pennsylvania
Address(Branch): Maple and Willow Streets
Zip Code (Branch): 16743
City (Reported)(Branch): Port Allegany
County Name (Branch): McKean
State Name (Branch): Pennsylvania
Institution Name: CITIZENS TRUST CO
Address (Institution): 10 North Main Street
Zip Code (Institution): 16915
Institution Headquarters, City: Coudersport
County Name(Institution): Potter
State Name (Institution Headquarters): Pennsylvania
Address (Institution): 10 North Main Street
Zip Code (Institution): 16915
Institution Headquarters, City: Coudersport
County Name(Institution): Potter
State Name (Institution Headquarters): Pennsylvania
Total Assets: 135,241,000 USD (One Hundred and Thirty-Five Million Two Hundred and Fourty-One Thousand $)
Total Domestic Deposits: 87,510,000 USD (Eigthy-Seven Million Five Hundred and Ten Thousand $)
Total Domestic Deposits for the institutions: 0 USD (zero $)
Deposits (Branch) (in thousand of dollars): 7,393,000 USD (Seven Million Three Hundred and Ninety-Three Thousand $)
Industry Specialization Description: MORTGAGE LENDING
Total Domestic Deposits: 87,510,000 USD (Eigthy-Seven Million Five Hundred and Ten Thousand $)
Total Domestic Deposits for the institutions: 0 USD (zero $)
Deposits (Branch) (in thousand of dollars): 7,393,000 USD (Seven Million Three Hundred and Ninety-Three Thousand $)
Industry Specialization Description: MORTGAGE LENDING
Emporium Branch (Citizens Trust Company)
125 East Fourth Street
15834 Emporium
Pennsylvania (Cameron)
22,080,000 USD (Twenty-Two Million Eigthy Thousand $)
125 East Fourth Street
15834 Emporium
Pennsylvania (Cameron)
22,080,000 USD (Twenty-Two Million Eigthy Thousand $)
Broad Street Branch (S&T Bank)
628-630 Broad Street
16242 New Bethlehem
Pennsylvania (Clarion)
23,081,000 USD (Twenty-Three Million Eigthy-One Thousand $)
628-630 Broad Street
16242 New Bethlehem
Pennsylvania (Clarion)
23,081,000 USD (Twenty-Three Million Eigthy-One Thousand $)
Clarion Branch (S&T Bank)
650 Main Street
16214 Clarion
Pennsylvania (Clarion)
59,443,000 USD (Fifty-Nine Million Four Hundred and Fourty-Three Thousand $)
650 Main Street
16214 Clarion
Pennsylvania (Clarion)
59,443,000 USD (Fifty-Nine Million Four Hundred and Fourty-Three Thousand $)
Throop Branch (PNC Bank, National Association)
224 Dunmore Street
18512 Throop
Pennsylvania (Lackawanna)
35,215,000 USD (Thirty-Five Million Two Hundred and Fifteen Thousand $)
224 Dunmore Street
18512 Throop
Pennsylvania (Lackawanna)
35,215,000 USD (Thirty-Five Million Two Hundred and Fifteen Thousand $)
North Washington Branch (First National Bank of Pennsylvania)
690 Route 66
15613 Apollo
Pennsylvania (Westmoreland)
9,756,000 USD (Nine Million Seven Hundred and Fifty-Six Thousand $)
690 Route 66
15613 Apollo
Pennsylvania (Westmoreland)
9,756,000 USD (Nine Million Seven Hundred and Fifty-Six Thousand $)
Westmont Branch (Ameriserv Financial Bank)
110 Minno Drive
15905 Johnstown
Pennsylvania (Cambria)
56,522,000 USD (Fifty-Six Million Five Hundred and Twenty-Two Thousand $)
110 Minno Drive
15905 Johnstown
Pennsylvania (Cambria)
56,522,000 USD (Fifty-Six Million Five Hundred and Twenty-Two Thousand $)
Franklin Street Branch (Ameriserv Financial Bank)
1059 Franklin Street
15905 Johnstown
Pennsylvania (Cambria)
16,800,000 USD (Sixteen Million Eight Hundred Thousand $)
1059 Franklin Street
15905 Johnstown
Pennsylvania (Cambria)
16,800,000 USD (Sixteen Million Eight Hundred Thousand $)
Gallaria Branch (Ameriserv Financial Bank)
500 Gallaria Drive
15904 Johnstown
Pennsylvania (Cambria)
10,611,000 USD (Ten Million Six Hundred and Eleven Thousand $)
500 Gallaria Drive
15904 Johnstown
Pennsylvania (Cambria)
10,611,000 USD (Ten Million Six Hundred and Eleven Thousand $)
West Goshen Branch (Hudson United Bank)
One North Five Points Road
19382 West Goshen Town
Pennsylvania (Chester)
11,015,000 USD (Eleven Million Fifteen Thousand $)
One North Five Points Road
19382 West Goshen Town
Pennsylvania (Chester)
11,015,000 USD (Eleven Million Fifteen Thousand $)
Peckville Branch (Old Forge Bank)
540 Main Street
18452 Peckville
Pennsylvania (Lackawanna)
34,524,000 USD (Thirty-Four Million Five Hundred and Twenty-Four Thousand $)
540 Main Street
18452 Peckville
Pennsylvania (Lackawanna)
34,524,000 USD (Thirty-Four Million Five Hundred and Twenty-Four Thousand $)
Fruitville Pike Branch (Wachovia Bank, National Association)
2074 Fruitville Pike
17601 Lancaster
Pennsylvania (Lancaster)
7,420,000 USD (Seven Million Four Hundred and Twenty Thousand $)
2074 Fruitville Pike
17601 Lancaster
Pennsylvania (Lancaster)
7,420,000 USD (Seven Million Four Hundred and Twenty Thousand $)
Back Mountain (Wachovia Bank, National Association)
30 Memorial Highway
18612 Dallas
Pennsylvania (Luzerne)
33,621,000 USD (Thirty-Three Million Six Hundred and Twenty-One Thousand $)
30 Memorial Highway
18612 Dallas
Pennsylvania (Luzerne)
33,621,000 USD (Thirty-Three Million Six Hundred and Twenty-One Thousand $)
Lutheran Home At Topton Branch (Wachovia Bank, National Association)
1 South Home Avenue
19562 Topton
Pennsylvania (Berks)
3,466,000 USD (Three Million Four Hundred and Sixty-Six Thousand $)
1 South Home Avenue
19562 Topton
Pennsylvania (Berks)
3,466,000 USD (Three Million Four Hundred and Sixty-Six Thousand $)
Towmanecin Village Branch (Wachovia Bank, National Association)
1758 Allentown Road
19446 Lansdale
Pennsylvania (Montgomery)
27,179,000 USD (Twenty-Seven Million One Hundred and Seventy-Nine Thousand $)
1758 Allentown Road
19446 Lansdale
Pennsylvania (Montgomery)
27,179,000 USD (Twenty-Seven Million One Hundred and Seventy-Nine Thousand $)
Fairfield Giant Branch (Wachovia Bank, National Association)
141 E Swedesford Road
19341 Exton
Pennsylvania (Chester)
619,000 USD (Six Hundred and Nineteen Thousand $)
141 E Swedesford Road
19341 Exton
Pennsylvania (Chester)
619,000 USD (Six Hundred and Nineteen Thousand $)
Hometown Branch (Wachovia Bank, National Association)
226 Claremont Ave
18252 Tamaqua
Pennsylvania (Schuylkill)
21,329,000 USD (Twenty-One Million Three Hundred and Twenty-Nine Thousand $)
226 Claremont Ave
18252 Tamaqua
Pennsylvania (Schuylkill)
21,329,000 USD (Twenty-One Million Three Hundred and Twenty-Nine Thousand $)
Edgewood Village Branch (Wachovia Bank, National Association)
679 Heacock Road
19067 Yardley
Pennsylvania (Bucks)
65,541,000 USD (Sixty-Five Million Five Hundred and Fourty-One Thousand $)
679 Heacock Road
19067 Yardley
Pennsylvania (Bucks)
65,541,000 USD (Sixty-Five Million Five Hundred and Fourty-One Thousand $)
Westtown Branch (Wachovia Bank, National Association)
1502 West Chester Pike
19382 West Chester
Pennsylvania (Chester)
29,052,000 USD (Twenty-Nine Million Fifty-Two Thousand $)
1502 West Chester Pike
19382 West Chester
Pennsylvania (Chester)
29,052,000 USD (Twenty-Nine Million Fifty-Two Thousand $)
Devon Branch (Wachovia Bank, National Association)
230 W Lancaster Ave
19333 Devon
Pennsylvania (Chester)
47,928,000 USD (Fourty-Seven Million Nine Hundred and Twenty-Eight Thousand $)
230 W Lancaster Ave
19333 Devon
Pennsylvania (Chester)
47,928,000 USD (Fourty-Seven Million Nine Hundred and Twenty-Eight Thousand $)
Schadt Avenue Branch (Wachovia Bank, National Association)
1155 Schadt Avenue
18052 Whitehall
Pennsylvania (Lehigh)
49,993,000 USD (Fourty-Nine Million Nine Hundred and Ninety-Three Thousand $)
1155 Schadt Avenue
18052 Whitehall
Pennsylvania (Lehigh)
49,993,000 USD (Fourty-Nine Million Nine Hundred and Ninety-Three Thousand $)
Whitehall Branch (Associated Bank, National Association)
18526 Scranton Street
54773 Whitehall
Wisconsin (Trempealeau)
7,393,000 USD (Seven Million Three Hundred and Ninety-Three Thousand $)
18526 Scranton Street
54773 Whitehall
Wisconsin (Trempealeau)
7,393,000 USD (Seven Million Three Hundred and Ninety-Three Thousand $)
Alexandria Branch (Liberty State Bank)
Public Square and Brush Cree
37012 Alexandria
Tennessee (DeKalb)
13,082,000 USD (Thirteen Million Eigthy-Two Thousand $)
Public Square and Brush Cree
37012 Alexandria
Tennessee (DeKalb)
13,082,000 USD (Thirteen Million Eigthy-Two Thousand $)
Smithville Branch (Liberty State Bank)
701 South Congress Boulevard
37166 Smithville
Tennessee (DeKalb)
21,893,000 USD (Twenty-One Million Eight Hundred and Ninety-Three Thousand $)
701 South Congress Boulevard
37166 Smithville
Tennessee (DeKalb)
21,893,000 USD (Twenty-One Million Eight Hundred and Ninety-Three Thousand $)
Downtown Branch (Liberty State Bank)
214 North Cumberland
37087 Lebanon
Tennessee (Wilson)
5,842,000 USD (Five Million Eight Hundred and Fourty-Two Thousand $)
214 North Cumberland
37087 Lebanon
Tennessee (Wilson)
5,842,000 USD (Five Million Eight Hundred and Fourty-Two Thousand $)
Killeen Branch (Union State Bank)
120 North Gray Street
76541 Killeen
Texas (Bell)
68,678,000 USD (Sixty-Eight Million Six Hundred and Seventy-Eight Thousand $)
120 North Gray Street
76541 Killeen
Texas (Bell)
68,678,000 USD (Sixty-Eight Million Six Hundred and Seventy-Eight Thousand $)
Georgetown Branch (Union State Bank)
1100 Williams Drive
78628 Georgetown
Texas (Williamson)
48,699,000 USD (Fourty-Eight Million Six Hundred and Ninety-Nine Thousand $)
1100 Williams Drive
78628 Georgetown
Texas (Williamson)
48,699,000 USD (Fourty-Eight Million Six Hundred and Ninety-Nine Thousand $)
Liberty Hill Branch (Union State Bank)
13601 W. Hwy. 29
78642 Liberty Hill
Texas (Williamson)
20,517,000 USD (Twenty Million Five Hundred and Seventeen Thousand $)
13601 W. Hwy. 29
78642 Liberty Hill
Texas (Williamson)
20,517,000 USD (Twenty Million Five Hundred and Seventeen Thousand $)
Round Rock Branch (Union State Bank)
902 Palm Valley Dr.
78664 Round Rock
Texas (Williamson)
46,800,000 USD (Fourty-Six Million Eight Hundred Thousand $)
902 Palm Valley Dr.
78664 Round Rock
Texas (Williamson)
46,800,000 USD (Fourty-Six Million Eight Hundred Thousand $)
Drive-In Facility (Union Planters Bank, National Association)
215 South Hardie Street
77511 Alvin
Texas (Brazoria)
0 USD (zero $)
215 South Hardie Street
77511 Alvin
Texas (Brazoria)
0 USD (zero $)
Friendswood Banking Center Branch (Union Planters Bank, National Association)
306 East Parkwood
77546 Friendswood
Texas (Galveston)
13,552,000 USD (Thirteen Million Five Hundred and Fifty-Two Thousand $)
306 East Parkwood
77546 Friendswood
Texas (Galveston)
13,552,000 USD (Thirteen Million Five Hundred and Fifty-Two Thousand $)
Airline Branch (First Commerce Bank)
2037 Airline Road
78412 Corpus Christi
Texas (Nueces)
16,053,000 USD (Sixteen Million Fifty-Three Thousand $)
2037 Airline Road
78412 Corpus Christi
Texas (Nueces)
16,053,000 USD (Sixteen Million Fifty-Three Thousand $)
Original information:
# FDIC Certificate Number: 11871
# FRB ID Number: 343314.00000000
# OTS Docket Number: 13052.00000000
# Institution Name: CITIZENS TRUST CO
# Institution Name: Citizens Trust Company
# FRB ID Number (Band Holding Company): 1916836.00000000
# Name of regulatory high hold (BHC): CITIZENS BANCORP, INC.
# Multi-Bank Holding Company flag: 0.00000000
# No Bank Holding Company flag: 0.00000000
# One Bank Holding Company flag: 1.00000000
# State Code(BHC): PA
# City (Bank Holding Company): COUDERSPORT
# Unit Bank flag: 0.00000000
# Primary Federal Regulator: FDIC
# Primary Insurance Fund: BIF
# OAKAR flag: 0.00000000
# Charter Agent Code: STATE
# Charter Agent Name: State Agency
# FRB District Number: 3.00000000
# Institution Class: NM
# Class Number: 21
# QBP Region Number: 1.00000000
# QBP Region Name: Northeast
# FDIC Region Number: 2
# FDIC Region Name: New York
# Federal Reserve District Name: Philadelphia
# OCC District Number: 1
# OCC Region Name: Northeast District
# OTS Region Name: Northeast
# OTS Region Number: 1.00000000
# State Code: PA
# State Name (Institution Headquarters): Pennsylvania
# State Number (Institution): 42
# County Name(Institution): Potter
# County Number (Institution): 105.00000000
# State and County Number (Institution): 42105.00000000
# Institution Headquarters, City: Coudersport
# Institution Headquarters, City (USPS): Coudersport
# Address (Institution): 10 North Main Street
# Zip Code (Institution): 16915
# Place Code Number: 0.00000000
# FIPS CMSA Code (Main Office): 0
# MSA Code (Institution): 0
# FIPS Country Name: United States
# New Brick and Mortar flag: 0.00000000
# Federal Charter flag: 0.00000000
# State Charter flag: 1.00000000
# TFR Report flag: 0.00000000
# Call Report flag: 1.00000000
# Insured Commercial Bank flag: 1.00000000
# Insured Savings Institution flag: 0.00000000
# Insured Institution flag: 1.00000000
# Insured FDIC flag: 1.00000000
# Escrow Accounts (TFR): 0.00000000
# International Banking Act entity flag: 0.00000000
# U.S. branches of foreign institutions flag: 0.00000000
# SASSER flag: 0.00000000
# Demand Deposit in Insured Branches: 0.00000000
# Time and Saving Deposit in Insured Branches: 0.00000000
# Total Domestic Deposits for the institutions: 0.00000000
# Total Domestic Deposits: 87510.00000000
# Deposits (Branch) (in thousand of dollars): 7393.00000000
# Total Assets: 135241.00000000
# Assets Size Indicator: 4.00000000
# Assets 100M to 300M flag: 1.00000000
# Assets Over 10B flag: 0.00000000
# Assets 1B to 3B flag: 0.00000000
# Assets Under 25M flag: 0.00000000
# Assets 25M to 50M flag: 0.00000000
# Assets 300M to 500M flag: 0.00000000
# Assets 3B to 10B flag: 0.00000000
# Assets 500M to 1B flag: 0.00000000
# Assets 50M to 100M flag: 0.00000000
# Branch Domicile Indicator: 1.00000000
# SOD Region Book Number: 1
# Domestic Institution flag: 1.00000000
# Office Number: 1
# Office Type: OO
# Main Office Designation flag: 0.00000000
# Branch Designation flag: 1.00000000
# Unique Identification Number (Branch): 225964.00000000
# Name (Branch)): Port Allegany Branch
# State Code (Branch): PA
# State Name (Branch): Pennsylvania
# State Number (Branch): 42
# County Name (Branch): McKean
# Country Number (Branch): 83.00000000
# State and County Number (Branch): 42083
# City (Reported)(Branch): Port Allegany
# City (USPS)(Branch): Port Allegany
# Address(Branch): Maple and Willow Streets
# Zip Code (Branch): 16743
# FIPS CMSA Code (Branch): 0
# MSA Code (Branch): 0
# FIPS Country Name (Branch): United States
# Branch Service Type: 11
# Consol/Estimated/Non-Dep: 0
# FDIC Region Number Branch): 2
# FDIC Region Name (Branch): New York
# Call Report flag (Branch): 1.00000000
# TFR Report flag (Branch): 0.00000000
# Report Date: 0000-00-00 00:00:00
# Report Date (YYMMDD): 2003-06-30
# Report Date (YYMM): 2020-03-06
# Data Source Identifier: SIMS_O
# GEO_Census_Block_Group: 42083420700
# Core Based Statistical Area Name (Institution): Bradford, PA
# Combined Statistical Areas (Institution): 0
# Core Based Statistical Areas (Institution): 14620
# Metropolitan Statistical Areas (Branch): 0
# Combined Statistical Areas (Branch): 0
# Core Based Statistical Areas (Branch): 14620
# Core Based Statistical Area Name (Branch): Bradford, PA
# Metropolitan Divisions Flag (Branch): 0
# Metropolitan Divisions Flag (Branch): 0
# Micropolitan Divisions Flag (Branch): 1
# Metropolitan Statistical Areas (Institution): 0
# Metropolitan Divisions Flag (Institution): 0
# Metropolitan Divisions Flag (Institution): 0
# Micropolitan Divisions Flag (Institution): 0
# Industry Specialization Group: 5.00000000
# Industry Specialization Description: MORTGAGE LENDING
# New England County Metro Areas (Branch): 0.00000000
# New England County Metro Areas (Institution): 0.00000000
# FDIC Certificate Number: 11871
# FRB ID Number: 343314.00000000
# OTS Docket Number: 13052.00000000
# Institution Name: CITIZENS TRUST CO
# Institution Name: Citizens Trust Company
# FRB ID Number (Band Holding Company): 1916836.00000000
# Name of regulatory high hold (BHC): CITIZENS BANCORP, INC.
# Multi-Bank Holding Company flag: 0.00000000
# No Bank Holding Company flag: 0.00000000
# One Bank Holding Company flag: 1.00000000
# State Code(BHC): PA
# City (Bank Holding Company): COUDERSPORT
# Unit Bank flag: 0.00000000
# Primary Federal Regulator: FDIC
# Primary Insurance Fund: BIF
# OAKAR flag: 0.00000000
# Charter Agent Code: STATE
# Charter Agent Name: State Agency
# FRB District Number: 3.00000000
# Institution Class: NM
# Class Number: 21
# QBP Region Number: 1.00000000
# QBP Region Name: Northeast
# FDIC Region Number: 2
# FDIC Region Name: New York
# Federal Reserve District Name: Philadelphia
# OCC District Number: 1
# OCC Region Name: Northeast District
# OTS Region Name: Northeast
# OTS Region Number: 1.00000000
# State Code: PA
# State Name (Institution Headquarters): Pennsylvania
# State Number (Institution): 42
# County Name(Institution): Potter
# County Number (Institution): 105.00000000
# State and County Number (Institution): 42105.00000000
# Institution Headquarters, City: Coudersport
# Institution Headquarters, City (USPS): Coudersport
# Address (Institution): 10 North Main Street
# Zip Code (Institution): 16915
# Place Code Number: 0.00000000
# FIPS CMSA Code (Main Office): 0
# MSA Code (Institution): 0
# FIPS Country Name: United States
# New Brick and Mortar flag: 0.00000000
# Federal Charter flag: 0.00000000
# State Charter flag: 1.00000000
# TFR Report flag: 0.00000000
# Call Report flag: 1.00000000
# Insured Commercial Bank flag: 1.00000000
# Insured Savings Institution flag: 0.00000000
# Insured Institution flag: 1.00000000
# Insured FDIC flag: 1.00000000
# Escrow Accounts (TFR): 0.00000000
# International Banking Act entity flag: 0.00000000
# U.S. branches of foreign institutions flag: 0.00000000
# SASSER flag: 0.00000000
# Demand Deposit in Insured Branches: 0.00000000
# Time and Saving Deposit in Insured Branches: 0.00000000
# Total Domestic Deposits for the institutions: 0.00000000
# Total Domestic Deposits: 87510.00000000
# Deposits (Branch) (in thousand of dollars): 7393.00000000
# Total Assets: 135241.00000000
# Assets Size Indicator: 4.00000000
# Assets 100M to 300M flag: 1.00000000
# Assets Over 10B flag: 0.00000000
# Assets 1B to 3B flag: 0.00000000
# Assets Under 25M flag: 0.00000000
# Assets 25M to 50M flag: 0.00000000
# Assets 300M to 500M flag: 0.00000000
# Assets 3B to 10B flag: 0.00000000
# Assets 500M to 1B flag: 0.00000000
# Assets 50M to 100M flag: 0.00000000
# Branch Domicile Indicator: 1.00000000
# SOD Region Book Number: 1
# Domestic Institution flag: 1.00000000
# Office Number: 1
# Office Type: OO
# Main Office Designation flag: 0.00000000
# Branch Designation flag: 1.00000000
# Unique Identification Number (Branch): 225964.00000000
# Name (Branch)): Port Allegany Branch
# State Code (Branch): PA
# State Name (Branch): Pennsylvania
# State Number (Branch): 42
# County Name (Branch): McKean
# Country Number (Branch): 83.00000000
# State and County Number (Branch): 42083
# City (Reported)(Branch): Port Allegany
# City (USPS)(Branch): Port Allegany
# Address(Branch): Maple and Willow Streets
# Zip Code (Branch): 16743
# FIPS CMSA Code (Branch): 0
# MSA Code (Branch): 0
# FIPS Country Name (Branch): United States
# Branch Service Type: 11
# Consol/Estimated/Non-Dep: 0
# FDIC Region Number Branch): 2
# FDIC Region Name (Branch): New York
# Call Report flag (Branch): 1.00000000
# TFR Report flag (Branch): 0.00000000
# Report Date: 0000-00-00 00:00:00
# Report Date (YYMMDD): 2003-06-30
# Report Date (YYMM): 2020-03-06
# Data Source Identifier: SIMS_O
# GEO_Census_Block_Group: 42083420700
# Core Based Statistical Area Name (Institution): Bradford, PA
# Combined Statistical Areas (Institution): 0
# Core Based Statistical Areas (Institution): 14620
# Metropolitan Statistical Areas (Branch): 0
# Combined Statistical Areas (Branch): 0
# Core Based Statistical Areas (Branch): 14620
# Core Based Statistical Area Name (Branch): Bradford, PA
# Metropolitan Divisions Flag (Branch): 0
# Metropolitan Divisions Flag (Branch): 0
# Micropolitan Divisions Flag (Branch): 1
# Metropolitan Statistical Areas (Institution): 0
# Metropolitan Divisions Flag (Institution): 0
# Metropolitan Divisions Flag (Institution): 0
# Micropolitan Divisions Flag (Institution): 0
# Industry Specialization Group: 5.00000000
# Industry Specialization Description: MORTGAGE LENDING
# New England County Metro Areas (Branch): 0.00000000
# New England County Metro Areas (Institution): 0.00000000