190 Versailles Rd, Frankfort (Kentucky) 40602, 190 Versailles Rd
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##Szablon_SPECDESC##
- (15)
- AGRICULTURAL (4296)
- ALL OTHER < $1 BILLION (5281)
- ALL OTHER > $1 BILLION (14423)
- COMMERCIAL LENDING (47138)
- CONSUMER LENDING (2036)
- CREDIT-CARD (164)
- INTERNATIONAL (1234)
- MORTGAGE LENDING (11905)
- OTHER < $1 BILLION (1296)
190 Versailles Rd, Frankfort (Kentucky) 40602, 190 Versailles Rd
Name (Branch)): 190 Versailles Rd
Address(Branch): 190 Versailles Rd
Zip Code (Branch): 40602
City (Reported)(Branch): Frankfort
County Name (Branch): Franklin
State Name (Branch): Kentucky
Address(Branch): 190 Versailles Rd
Zip Code (Branch): 40602
City (Reported)(Branch): Frankfort
County Name (Branch): Franklin
State Name (Branch): Kentucky
Institution Name: FIRST FSB OF FRANKFORT
Address (Institution): Po Box 535
Zip Code (Institution): 40602
Institution Headquarters, City: Frankfort
County Name(Institution): Franklin
State Name (Institution Headquarters): Kentucky
Address (Institution): Po Box 535
Zip Code (Institution): 40602
Institution Headquarters, City: Frankfort
County Name(Institution): Franklin
State Name (Institution Headquarters): Kentucky
Total Assets: 138,369,000 USD (One Hundred and Thirty-Eight Million Three Hundred and Sixty-Nine Thousand $)
Total Domestic Deposits: 76,710,000 USD (Seventy-Six Million Seven Hundred and Ten Thousand $)
Total Domestic Deposits for the institutions: 0 USD (zero $)
Deposits (Branch) (in thousand of dollars): 20,234,000 USD (Twenty Million Two Hundred and Thirty-Four Thousand $)
Industry Specialization Description: MORTGAGE LENDING
Total Domestic Deposits: 76,710,000 USD (Seventy-Six Million Seven Hundred and Ten Thousand $)
Total Domestic Deposits for the institutions: 0 USD (zero $)
Deposits (Branch) (in thousand of dollars): 20,234,000 USD (Twenty Million Two Hundred and Thirty-Four Thousand $)
Industry Specialization Description: MORTGAGE LENDING
216 W Main St (First Federal Savings Bank of Frankfort)
216 W Main St
40602 Frankfort
Kentucky (Franklin)
39,102,000 USD (Thirty-Nine Million One Hundred and Two Thousand $)
216 W Main St
40602 Frankfort
Kentucky (Franklin)
39,102,000 USD (Thirty-Nine Million One Hundred and Two Thousand $)
U S 127 & Woodhill (First Federal Savings Bank of Frankfort)
U S 127 & Woodhill
40602 Frankfort
Kentucky (Franklin)
17,050,000 USD (Seventeen Million Fifty Thousand $)
U S 127 & Woodhill
40602 Frankfort
Kentucky (Franklin)
17,050,000 USD (Seventeen Million Fifty Thousand $)
240 S. Main St. (Community First Bank)
240 S. Main St.
42431 Madisonville
Kentucky (Hopkins)
30,690,000 USD (Thirty Million Six Hundred and Ninety Thousand $)
240 S. Main St.
42431 Madisonville
Kentucky (Hopkins)
30,690,000 USD (Thirty Million Six Hundred and Ninety Thousand $)
105 West Fifth Street (Heritage Bank)
105 West Fifth Street
42025 Benton
Kentucky (Marshall)
33,143,000 USD (Thirty-Three Million One Hundred and Fourty-Three Thousand $)
105 West Fifth Street
42025 Benton
Kentucky (Marshall)
33,143,000 USD (Thirty-Three Million One Hundred and Fourty-Three Thousand $)
210 North 12th Street (Heritage Bank)
210 North 12th Street
42071 Murray
Kentucky (Calloway)
66,252,000 USD (Sixty-Six Million Two Hundred and Fifty-Two Thousand $)
210 North 12th Street
42071 Murray
Kentucky (Calloway)
66,252,000 USD (Sixty-Six Million Two Hundred and Fifty-Two Thousand $)
2700 Fort Campbell Blvd (Heritage Bank)
2700 Fort Campbell Blvd
42240 Hopkinsville
Kentucky (Christian)
111,297,000 USD (One Hundred and Eleven Million Two Hundred and Ninety-Seven Thousand $)
2700 Fort Campbell Blvd
42240 Hopkinsville
Kentucky (Christian)
111,297,000 USD (One Hundred and Eleven Million Two Hundred and Ninety-Seven Thousand $)
306 Lake Street (Heritage Bank)
306 Lake Street
42041 Fulton
Kentucky (Fulton)
109,337,000 USD (One Hundred and Nine Million Three Hundred and Thirty-Seven Thousand $)
306 Lake Street
42041 Fulton
Kentucky (Fulton)
109,337,000 USD (One Hundred and Nine Million Three Hundred and Thirty-Seven Thousand $)
352 E Main St (Heritage Bank)
352 E Main St
42211 Cadiz
Kentucky (Trigg)
32,533,000 USD (Thirty-Two Million Five Hundred and Thirty-Three Thousand $)
352 E Main St
42211 Cadiz
Kentucky (Trigg)
32,533,000 USD (Thirty-Two Million Five Hundred and Thirty-Three Thousand $)
605 S Virginia St (Heritage Bank)
605 S Virginia St
42240 Hopkinsville
Kentucky (Christian)
17,039,000 USD (Seventeen Million Thirty-Nine Thousand $)
605 S Virginia St
42240 Hopkinsville
Kentucky (Christian)
17,039,000 USD (Seventeen Million Thirty-Nine Thousand $)
607 Highland Drive (Heritage Bank)
607 Highland Drive
42041 Fulton
Kentucky (Fulton)
1,424,000 USD (One Million Four Hundred and Twenty-Four Thousand $)
607 Highland Drive
42041 Fulton
Kentucky (Fulton)
1,424,000 USD (One Million Four Hundred and Twenty-Four Thousand $)
US 23 At Kings Lane (Home Federal Savings and Loan Association)
US 23 At Kings Lane
41175 South Shore
Kentucky (Greenup)
19,488,000 USD (Nineteen Million Four Hundred and Eigthy-Eight Thousand $)
US 23 At Kings Lane
41175 South Shore
Kentucky (Greenup)
19,488,000 USD (Nineteen Million Four Hundred and Eigthy-Eight Thousand $)
Main Cross At Perry (Home Federal Savings and Loan Association)
Main Cross At Perry
41230 Louisa
Kentucky (Lawrence)
35,978,000 USD (Thirty-Five Million Nine Hundred and Seventy-Eight Thousand $)
Main Cross At Perry
41230 Louisa
Kentucky (Lawrence)
35,978,000 USD (Thirty-Five Million Nine Hundred and Seventy-Eight Thousand $)
6628 US 60 W (Home Federal Savings and Loan Association)
6628 US 60 W
41101 Summitt
Kentucky (Boyd)
22,486,000 USD (Twenty-Two Million Four Hundred and Eigthy-Six Thousand $)
6628 US 60 W
41101 Summitt
Kentucky (Boyd)
22,486,000 USD (Twenty-Two Million Four Hundred and Eigthy-Six Thousand $)
1800 Argillite Road (Home Federal Savings and Loan Association)
1800 Argillite Road
41139 Flatwoods
Kentucky (Greenup)
34,479,000 USD (Thirty-Four Million Four Hundred and Seventy-Nine Thousand $)
1800 Argillite Road
41139 Flatwoods
Kentucky (Greenup)
34,479,000 USD (Thirty-Four Million Four Hundred and Seventy-Nine Thousand $)
1500 Carter Avenue (Home Federal Savings and Loan Association)
1500 Carter Avenue
41101 Ashland
Kentucky (Boyd)
37,477,000 USD (Thirty-Seven Million Four Hundred and Seventy-Seven Thousand $)
1500 Carter Avenue
41101 Ashland
Kentucky (Boyd)
37,477,000 USD (Thirty-Seven Million Four Hundred and Seventy-Seven Thousand $)
455 Main St (Carrollton Federal Bank)
455 Main St
41008 Carrollton
Kentucky (Carroll)
23,199,000 USD (Twenty-Three Million One Hundred and Ninety-Nine Thousand $)
455 Main St
41008 Carrollton
Kentucky (Carroll)
23,199,000 USD (Twenty-Three Million One Hundred and Ninety-Nine Thousand $)
Main Street (Family Bank FSB)
Main Street
41224 Inez
Kentucky (Martin)
14,594,000 USD (Fourteen Million Five Hundred and Ninety-Four Thousand $)
Main Street
41224 Inez
Kentucky (Martin)
14,594,000 USD (Fourteen Million Five Hundred and Ninety-Four Thousand $)
Corner Of 460 & W. Prestonburg (Family Bank FSB)
Corner Of 460 & W. Prestonbu
41465 Salyersville
Kentucky (Magoffin)
13,894,000 USD (Thirteen Million Eight Hundred and Ninety-Four Thousand $)
Corner Of 460 & W. Prestonbu
41465 Salyersville
Kentucky (Magoffin)
13,894,000 USD (Thirteen Million Eight Hundred and Ninety-Four Thousand $)
601 N Mayo Trail (Family Bank FSB)
601 N Mayo Trail
41240 Paintsville
Kentucky (Johnson)
10,184,000 USD (Ten Million One Hundred and Eigthy-Four Thousand $)
601 N Mayo Trail
41240 Paintsville
Kentucky (Johnson)
10,184,000 USD (Ten Million One Hundred and Eigthy-Four Thousand $)
3822 North Mayo Trail (Family Bank FSB)
3822 North Mayo Trail
41501 Pikeville
Kentucky (Pike)
5,368,000 USD (Five Million Three Hundred and Sixty-Eight Thousand $)
3822 North Mayo Trail
41501 Pikeville
Kentucky (Pike)
5,368,000 USD (Five Million Three Hundred and Sixty-Eight Thousand $)
401 N. Howard St. (Liberty Federal Savings and Loan Association)
401 N. Howard St.
21201 Baltimore
Maryland (Baltimore (City))
14,929,000 USD (Fourteen Million Nine Hundred and Twenty-Nine Thousand $)
401 N. Howard St.
21201 Baltimore
Maryland (Baltimore (City))
14,929,000 USD (Fourteen Million Nine Hundred and Twenty-Nine Thousand $)
5612 The Alameda (Liberty Federal Savings and Loan Association)
5612 The Alameda
21239 Baltimore
Maryland (Baltimore (City))
15,308,000 USD (Fifteen Million Three Hundred and Eight Thousand $)
5612 The Alameda
21239 Baltimore
Maryland (Baltimore (City))
15,308,000 USD (Fifteen Million Three Hundred and Eight Thousand $)
624 Bel Air Rd. (Liberty Federal Savings and Loan Association)
624 Bel Air Rd.
21014 Bel Air
Maryland (Harford)
16,681,000 USD (Sixteen Million Six Hundred and Eigthy-One Thousand $)
624 Bel Air Rd.
21014 Bel Air
Maryland (Harford)
16,681,000 USD (Sixteen Million Six Hundred and Eigthy-One Thousand $)
1 Harvard St (Sovereign Bank)
1 Harvard St
02446 Brookline
Massachusetts (Norfolk)
29,802,000 USD (Twenty-Nine Million Eight Hundred and Two Thousand $)
1 Harvard St
02446 Brookline
Massachusetts (Norfolk)
29,802,000 USD (Twenty-Nine Million Eight Hundred and Two Thousand $)
1 Park Street (Sovereign Bank)
1 Park Street
01432 Ayer
Massachusetts (Middlesex)
25,364,000 USD (Twenty-Five Million Three Hundred and Sixty-Four Thousand $)
1 Park Street
01432 Ayer
Massachusetts (Middlesex)
25,364,000 USD (Twenty-Five Million Three Hundred and Sixty-Four Thousand $)
1 Rockdale St (Sovereign Bank)
1 Rockdale St
02184 Braintree
Massachusetts (Norfolk)
46,788,000 USD (Fourty-Six Million Seven Hundred and Eigthy-Eight Thousand $)
1 Rockdale St
02184 Braintree
Massachusetts (Norfolk)
46,788,000 USD (Fourty-Six Million Seven Hundred and Eigthy-Eight Thousand $)
1 Wood Street (Sovereign Bank)
1 Wood Street
01851 Lowell
Massachusetts (Middlesex)
35,943,000 USD (Thirty-Five Million Nine Hundred and Fourty-Three Thousand $)
1 Wood Street
01851 Lowell
Massachusetts (Middlesex)
35,943,000 USD (Thirty-Five Million Nine Hundred and Fourty-Three Thousand $)
10 Main Street (Sovereign Bank)
10 Main Street
01876 Tewksbury
Massachusetts (Middlesex)
67,225,000 USD (Sixty-Seven Million Two Hundred and Twenty-Five Thousand $)
10 Main Street
01876 Tewksbury
Massachusetts (Middlesex)
67,225,000 USD (Sixty-Seven Million Two Hundred and Twenty-Five Thousand $)
100 Oliver St (Sovereign Bank)
100 Oliver St
02110 Boston
Massachusetts (Suffolk)
42,277,000 USD (Fourty-Two Million Two Hundred and Seventy-Seven Thousand $)
100 Oliver St
02110 Boston
Massachusetts (Suffolk)
42,277,000 USD (Fourty-Two Million Two Hundred and Seventy-Seven Thousand $)
100 Pearl St (Sovereign Bank)
100 Pearl St
06103 Hartford
Connecticut (Hartford)
86,456,000 USD (Eigthy-Six Million Four Hundred and Fifty-Six Thousand $)
100 Pearl St
06103 Hartford
Connecticut (Hartford)
86,456,000 USD (Eigthy-Six Million Four Hundred and Fifty-Six Thousand $)
Original information:
# FDIC Certificate Number: 29937
# FRB ID Number: 741974.00000000
# OTS Docket Number: 4381.00000000
# Institution Name: FIRST FSB OF FRANKFORT
# Institution Name: First Federal Savings Bank of Frankfort
# FRB ID Number (Band Holding Company): 0.00000000
# Multi-Bank Holding Company flag: 0.00000000
# No Bank Holding Company flag: 1.00000000
# One Bank Holding Company flag: 0.00000000
# Unit Bank flag: 0.00000000
# Primary Federal Regulator: OTS
# Primary Insurance Fund: SAIF
# OAKAR flag: 0.00000000
# Charter Agent Code: OTS
# Charter Agent Name: Office of Thrift Supervision
# FRB District Number: 8.00000000
# Institution Class: SA
# Class Number: 33
# QBP Region Number: 3.00000000
# QBP Region Name: Central
# FDIC Region Number: 9
# FDIC Region Name: Chicago
# Federal Reserve District Name: St. Louis
# OCC District Number: 3
# OCC Region Name: Central District
# OTS Region Name: Central
# OTS Region Number: 3.00000000
# State Code: KY
# State Name (Institution Headquarters): Kentucky
# State Number (Institution): 21
# County Name(Institution): Franklin
# County Number (Institution): 73.00000000
# State and County Number (Institution): 21073.00000000
# Institution Headquarters, City: Frankfort
# Institution Headquarters, City (USPS): Frankfort
# Address (Institution): Po Box 535
# Zip Code (Institution): 40602
# Place Code Number: 0.00000000
# FIPS CMSA Code (Main Office): 0
# MSA Code (Institution): 0
# FIPS Country Name: United States
# New Brick and Mortar flag: 0.00000000
# Federal Charter flag: 1.00000000
# State Charter flag: 0.00000000
# TFR Report flag: 1.00000000
# Call Report flag: 0.00000000
# Insured Commercial Bank flag: 0.00000000
# Insured Savings Institution flag: 1.00000000
# Insured Institution flag: 1.00000000
# Insured FDIC flag: 1.00000000
# Escrow Accounts (TFR): 324.00000000
# International Banking Act entity flag: 0.00000000
# U.S. branches of foreign institutions flag: 0.00000000
# SASSER flag: 0.00000000
# Demand Deposit in Insured Branches: 0.00000000
# Time and Saving Deposit in Insured Branches: 0.00000000
# Total Domestic Deposits for the institutions: 0.00000000
# Total Domestic Deposits: 76710.00000000
# Deposits (Branch) (in thousand of dollars): 20234.00000000
# Total Assets: 138369.00000000
# Assets Size Indicator: 4.00000000
# Assets 100M to 300M flag: 1.00000000
# Assets Over 10B flag: 0.00000000
# Assets 1B to 3B flag: 0.00000000
# Assets Under 25M flag: 0.00000000
# Assets 25M to 50M flag: 0.00000000
# Assets 300M to 500M flag: 0.00000000
# Assets 3B to 10B flag: 0.00000000
# Assets 500M to 1B flag: 0.00000000
# Assets 50M to 100M flag: 0.00000000
# Branch Domicile Indicator: 1.00000000
# SOD Region Book Number: 3
# Domestic Institution flag: 1.00000000
# Office Number: 1
# Office Type: OO
# Main Office Designation flag: 0.00000000
# Branch Designation flag: 1.00000000
# Unique Identification Number (Branch): 10079842.00000000
# Name (Branch)): 190 Versailles Rd
# State Code (Branch): KY
# State Name (Branch): Kentucky
# State Number (Branch): 21
# County Name (Branch): Franklin
# Country Number (Branch): 73.00000000
# State and County Number (Branch): 21073
# City (Reported)(Branch): Frankfort
# City (USPS)(Branch): Frankfort
# Address(Branch): 190 Versailles Rd
# Zip Code (Branch): 40602
# FIPS CMSA Code (Branch): 0
# MSA Code (Branch): 0
# FIPS Country Name (Branch): United States
# Branch Service Type: 11
# Consol/Estimated/Non-Dep: 0
# FDIC Region Number Branch): 9
# FDIC Region Name (Branch): Chicago
# Call Report flag (Branch): 0.00000000
# TFR Report flag (Branch): 1.00000000
# Report Date: 0000-00-00 00:00:00
# Report Date (YYMMDD): 2003-06-30
# Report Date (YYMM): 2020-03-06
# Data Source Identifier: SOD_TH
# GEO_Census_Block_Group: 210730706002
# Combined Statistical Area Name (Institution): Lexington-Fayette--Frankfort--Richmond, KY
# Core Based Statistical Area Name (Institution): Frankfort, KY
# Combined Statistical Areas (Institution): 336
# Core Based Statistical Areas (Institution): 23180
# Metropolitan Statistical Areas (Branch): 0
# Combined Statistical Areas (Branch): 336
# Combined Statistical Area Name (Branch): Lexington-Fayette--Frankfort--Richmond,
# Core Based Statistical Areas (Branch): 23180
# Core Based Statistical Area Name (Branch): Frankfort, KY
# Metropolitan Divisions Flag (Branch): 0
# Metropolitan Divisions Flag (Branch): 0
# Micropolitan Divisions Flag (Branch): 1
# Metropolitan Statistical Areas (Institution): 0
# Metropolitan Divisions Flag (Institution): 0
# Metropolitan Divisions Flag (Institution): 0
# Micropolitan Divisions Flag (Institution): 1
# Industry Specialization Group: 5.00000000
# Industry Specialization Description: MORTGAGE LENDING
# New England County Metro Areas (Branch): 0.00000000
# New England County Metro Areas (Institution): 0.00000000
# FDIC Certificate Number: 29937
# FRB ID Number: 741974.00000000
# OTS Docket Number: 4381.00000000
# Institution Name: FIRST FSB OF FRANKFORT
# Institution Name: First Federal Savings Bank of Frankfort
# FRB ID Number (Band Holding Company): 0.00000000
# Multi-Bank Holding Company flag: 0.00000000
# No Bank Holding Company flag: 1.00000000
# One Bank Holding Company flag: 0.00000000
# Unit Bank flag: 0.00000000
# Primary Federal Regulator: OTS
# Primary Insurance Fund: SAIF
# OAKAR flag: 0.00000000
# Charter Agent Code: OTS
# Charter Agent Name: Office of Thrift Supervision
# FRB District Number: 8.00000000
# Institution Class: SA
# Class Number: 33
# QBP Region Number: 3.00000000
# QBP Region Name: Central
# FDIC Region Number: 9
# FDIC Region Name: Chicago
# Federal Reserve District Name: St. Louis
# OCC District Number: 3
# OCC Region Name: Central District
# OTS Region Name: Central
# OTS Region Number: 3.00000000
# State Code: KY
# State Name (Institution Headquarters): Kentucky
# State Number (Institution): 21
# County Name(Institution): Franklin
# County Number (Institution): 73.00000000
# State and County Number (Institution): 21073.00000000
# Institution Headquarters, City: Frankfort
# Institution Headquarters, City (USPS): Frankfort
# Address (Institution): Po Box 535
# Zip Code (Institution): 40602
# Place Code Number: 0.00000000
# FIPS CMSA Code (Main Office): 0
# MSA Code (Institution): 0
# FIPS Country Name: United States
# New Brick and Mortar flag: 0.00000000
# Federal Charter flag: 1.00000000
# State Charter flag: 0.00000000
# TFR Report flag: 1.00000000
# Call Report flag: 0.00000000
# Insured Commercial Bank flag: 0.00000000
# Insured Savings Institution flag: 1.00000000
# Insured Institution flag: 1.00000000
# Insured FDIC flag: 1.00000000
# Escrow Accounts (TFR): 324.00000000
# International Banking Act entity flag: 0.00000000
# U.S. branches of foreign institutions flag: 0.00000000
# SASSER flag: 0.00000000
# Demand Deposit in Insured Branches: 0.00000000
# Time and Saving Deposit in Insured Branches: 0.00000000
# Total Domestic Deposits for the institutions: 0.00000000
# Total Domestic Deposits: 76710.00000000
# Deposits (Branch) (in thousand of dollars): 20234.00000000
# Total Assets: 138369.00000000
# Assets Size Indicator: 4.00000000
# Assets 100M to 300M flag: 1.00000000
# Assets Over 10B flag: 0.00000000
# Assets 1B to 3B flag: 0.00000000
# Assets Under 25M flag: 0.00000000
# Assets 25M to 50M flag: 0.00000000
# Assets 300M to 500M flag: 0.00000000
# Assets 3B to 10B flag: 0.00000000
# Assets 500M to 1B flag: 0.00000000
# Assets 50M to 100M flag: 0.00000000
# Branch Domicile Indicator: 1.00000000
# SOD Region Book Number: 3
# Domestic Institution flag: 1.00000000
# Office Number: 1
# Office Type: OO
# Main Office Designation flag: 0.00000000
# Branch Designation flag: 1.00000000
# Unique Identification Number (Branch): 10079842.00000000
# Name (Branch)): 190 Versailles Rd
# State Code (Branch): KY
# State Name (Branch): Kentucky
# State Number (Branch): 21
# County Name (Branch): Franklin
# Country Number (Branch): 73.00000000
# State and County Number (Branch): 21073
# City (Reported)(Branch): Frankfort
# City (USPS)(Branch): Frankfort
# Address(Branch): 190 Versailles Rd
# Zip Code (Branch): 40602
# FIPS CMSA Code (Branch): 0
# MSA Code (Branch): 0
# FIPS Country Name (Branch): United States
# Branch Service Type: 11
# Consol/Estimated/Non-Dep: 0
# FDIC Region Number Branch): 9
# FDIC Region Name (Branch): Chicago
# Call Report flag (Branch): 0.00000000
# TFR Report flag (Branch): 1.00000000
# Report Date: 0000-00-00 00:00:00
# Report Date (YYMMDD): 2003-06-30
# Report Date (YYMM): 2020-03-06
# Data Source Identifier: SOD_TH
# GEO_Census_Block_Group: 210730706002
# Combined Statistical Area Name (Institution): Lexington-Fayette--Frankfort--Richmond, KY
# Core Based Statistical Area Name (Institution): Frankfort, KY
# Combined Statistical Areas (Institution): 336
# Core Based Statistical Areas (Institution): 23180
# Metropolitan Statistical Areas (Branch): 0
# Combined Statistical Areas (Branch): 336
# Combined Statistical Area Name (Branch): Lexington-Fayette--Frankfort--Richmond,
# Core Based Statistical Areas (Branch): 23180
# Core Based Statistical Area Name (Branch): Frankfort, KY
# Metropolitan Divisions Flag (Branch): 0
# Metropolitan Divisions Flag (Branch): 0
# Micropolitan Divisions Flag (Branch): 1
# Metropolitan Statistical Areas (Institution): 0
# Metropolitan Divisions Flag (Institution): 0
# Metropolitan Divisions Flag (Institution): 0
# Micropolitan Divisions Flag (Institution): 1
# Industry Specialization Group: 5.00000000
# Industry Specialization Description: MORTGAGE LENDING
# New England County Metro Areas (Branch): 0.00000000
# New England County Metro Areas (Institution): 0.00000000